Sustainability of our business model

Sustainability of our business model


Our employees want to work at a company where they can develop and grow, both personally and professionally. A sustainable business model that produces healthy and robust results ensures continuity over the years - and that helps us create a great place to work for our people.

Value created

  • Cost-saving programmes under way, saving up to EUR 900 million by 2020. 
  • Developing new earnings models and launching challenger banks outside our own platforms.

Underlying return on equity

(in %)
2015 12.0
2016 11.8

Dow Jones Sustainability Index ranking

(scale 1 to 100)
2015 78
2016 87

Gender diversity at the top

(in %)
2015 23
2016 25