A moderate risk profile is a mainstay of our strategy. Our investors expect us to avoid excessive risk, so we pursue a prudent risk policy and maintain diversification and focus in our activities. Our capital buffers are larger than what is required by regulations. We have a solid liquidity position and a clean and strong balance sheet.
- We have limited market risks and portfolios, and we focus on collateralised lending.
- We pursue sound capital and liquidity management.
|Other loans to customers||29|
|Loans to banks||3|
Liabilities & equity(in %)
|Long-term & subordinated debt||19|