ABN AMRO provides information about negative equity

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Stacks of coins with house

On 11 June, the leading Dutch daily, De Volkskrant, reported that banks and insurance companies fail to help home owners faced with negative equity. On its website www.abnamro.nl/restschuld, ABN AMRO provides detailed information about negative equity. Additionally, the bank’s advisers get in touch with customers to discuss the possibilities.

The bank offers existing customers in negative equity the possibility of financing up to 115% of the market value of their home provided they can afford the monthly payments. Financing negative equity is always customised.

Tool to calculate negative equity

The website also provides a tool with which customers can calculate whether they have negative equity and if so, what the amount of negative equity is. The calculation is based on the mortgage sum, the accumulated value, the Immovable Property Value (WOZ) or appraisal value and the customers’ savings. See also (in Dutch only)

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