Credit Risk Officer - Amsterdam

Solliciteer
  • Plaatsingsdatum: 08-07-2019
  • Vacaturenummer: 20805
At a glance

A global mandate in a complex, dynamic and international environment. We take several major decisions on a daily basis, which impact our clients and the world wide economy. We are looking for Credit Analysts to strengthen our International Credit Risk – Trade and Commodity Finance team! As Credit Analyst you will be responsible for the credit issuance, monitoring and improvement of the Trade and Commodity Finance portfolio.

Credit proposals come from the Business Lines’ Offices worldwide (i.e. Rotterdam, Hong Kong, Singapore, Sao Paulo, New York), which gives your job an extra cultural and international flavor. 

 

What do you see when you envision the next step? Work on achieving your goals and develop yourself professionally and personally. Tell us your story. We want to hear it!

Your job

As Credit Analyst you are working in a team of colleagues who make independent credit risk assessments and take decisions. The credit risk assessments help us to fully understand our clients’ businesses and financing needs and include business risks (how does the business model work and how does the company add value), financial risks (profitability, strength of the balance sheet, cash flows, trade flows) and structure risks.

Based on the outcome of the assessment an independent credit advice is prepared, including, if necessary, recommendations for changes that you deem necessary to improve the risk profile. Based on the credit advice, final decisions are taken by the team and/or relevant credit committees to which you will present your views.

The Credit Analyst is also a sparring partner for the colleagues from the business lines. There is daily contact about developments in the international financial markets that affect our existing clients, prospects and other new opportunities. If appropriate, support is offered to the business in structuring new transactions and improving existing ones. On a regular basis Credit Analysts join the business line for client meetings.

 

Your working environment

You will work in within Credit Risk Management C&IB that is comprised of five sector teams: 1) Financial Institutions, Clearing, Diamonds & Jewelry Clients (FI, Clearing, D&JC); 2) Large Corporate Clients, Private Banking International, Equity Participations and Counterparty Credit Risk; 3) Energy/Natural Recourses clients and Structured Debt; 4) Transportation Clients; 5) Commodities Clients.

The teams (8-12 colleagues) are diverse in age and (cultural) background and can be described as committed, passionate, open minded and hard working. There is a lot of room to take ownership and work on personal growth. Besides participating in credit risk decision taking, most colleagues are also involved in several side projects that have bank-wide impact. Once you are experienced in Trade and Commodity Finance credit risk management, you are encouraged to also increase your knowledge and participate in decision taking for one or more of the other C&IB sectors.

  • The following key elements are reflected in the job;
  • involved in highly complex credit risk decisions - and committees;
  • active stakeholder management of the business line and other relevant departments;
  • high exposure to senior management and credit committees within the bank;
  • safeguarding the banks' moderate risk profile;
  • participate in projects with bank-wide scope;
  • challenging environment offering ample opportunity to learn and grow.
Your profile

We are looking for motivated and adaptive people with a strong backbone. People that have strong analytical and communication skills and enjoy working in an international environment together with a diverse team. Due to the variations in the timelines of our workload, you should be able to engage in a dynamic and changing environment.

Broad or specific knowledge of trade and commodity finance and/or credit risk, credit structuring and financial analysis are a plus, but what is really key is eagerness to learn. Establishing a good working relationship with the business line (the first line of defense) is essential, however from time to time this can also entail saying no and engaging in extensive debates. The entire team is involved and committed to knowledge sharing and education and safeguarding risk awareness together with the business line. We encourage own initiatives, and very much welcome new insights.

  • University/ Master degree in business management, economics or likewise;
  • Minimum of 3-10 years (depending on level) relevant working experience within a bank or financial institution; experience within the field of trade and commodity finance is a pre;
  • Knowledge of credit risk, credit structuring, financial analysis, market (developments) and legal risk;
  • Experience in/with stakeholder management; organizational sensitive;
  • Fluent in English (verbal and writing) and ability and willingness to learn Dutch within the year;
  • Strong team player;
  • Critical but open for debate;
  • EU citizin or in possesion of a valid working permit to work in the Netherlands;
What we offer

We offer you a role where you make the difference! In the role of Credit Analyst you get the opportunity to develop your knowledge about markets, risk analysis, structures and wide spectrum of global clients. Learning will be a key part of your daily job! We ask you to bring in your knowledge and skills to help the team grow to a next level, after all sharing is caring. Besides a compatible salary, we offer a wide range of trainings. At ABN AMRO, we use our knowledge, expertise and network to help our clients within and outside the Netherlands achieve their goals based on responsible decisions. Our clients’ interests always come first. Putting clients’ interests first also means communicating in plain language and crafting smart solutions that genuinely make a difference. That is our goal.

  • The opportunity to be the best you can be, work flexible hours and lots of room to grow both personally and professionally
  • The opportunity to pro-actively work on your vitality and fitness
  • Market-conform Salary
  • Substantial education budget and a public transportation card
  • A large responsibility and the freedom to do your job
  • A well-equipped office, and all required facilities to do your job
  • Possibility of joining the training program at our very own IT Academy (only for junior applicants)
  • Room to visit (tech-related) seminars
  • Required investments to boost your personal skills
  • A client base of +/- 5mio users for you to make an impact on
Interested?

Are you interested? Please apply online. For more information you can contact Chiel Broekhuizen (chiel.broekhuizen@nl.abnamro.com). We look forward to meeting you!