This year ABN AMRO is taking the next step toward integrated reporting, meaning we focus more attention in our Annual Report on the bank’s future and strategy and provide more non-financial data and targets. The move to integrated reporting is in line with our drive to deliver long-term value to all our stakeholders – clients, investors, employees and society at large. We regularly met with our stakeholders in 2015 to discuss the issues that are of material importance to them. The key value drivers raised during these in-depth dialogue sessions, combined with the various elements of our strategy, create value for all our stakeholders and are presented in our Annual Report. An overview can be found in the Value Creation Model download.