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ESG scores

Clients and investors of ABN AMRO are increasingly interested in sustainability performance. For that reason we publish some of our results of Environmental, Social & Governance (ESG) Rating Agencies’ assessments. In doing so, we provide more transparency to our stakeholders. The ratings are shown in the table below.

Executive Board

The Executive Board is tasked with managing the company. This includes deciding on the company's mission, vision, strategy, policy, and objectives, and working to achieve these objectives. In carrying out its duties, the Executive Board is guided by the interests and long-term success of the company and its activities. It carefully considers the interests of all key stakeholders, such as customers, savers, deposit holders, shareholders, holders of depositary receipts, employees, and the wider society.

Financial Calendar

Financial Calendar This page provides an overview of upcoming reporting dates, dividend dates and events. You can directly import these event into your own calendar. An overview of past events is available under this archive link . Date Description 15 Oct 2025 Publication pre-close note Q3 2025 12 Nov 2025 Publication Q3 2025 results 25 Nov 2025 Capital Markets Day 2025 (livestream 14:00-17:00 CET) 14 Jan 2026 Publication pre-close note Q4 2025 11 Feb 2026 Publication Q4 2025 results 11 Mar 2026 Publication Annual Report 2025 15 Apr 2026 Publication pre-close note Q1 2026 13 May 2026 Publication Q1 2026 results 15 Jul 2026 Publication pre-close note Q2 2026 12 Aug 2026 Publication Q2 2026 results 14 Oct 2026 Publication pre-close note Q3 2026 11 Nov 2026 Publication Q3 2026 results

Working together on digital accessibility: Accessible Banking Week

Digitalisation offers countless opportunities, but not everyone can easily keep up in this rapidly changing world. Research shows that 1 in 6 people in the Netherlands sometimes needs help with everyday banking tasks, like applying for a new debit card. For people with disabilities, the challenges are often even greater. That’s why ABN AMRO is organising the Accessible Banking Week this year, which kicks off with an inspiring opening event dedicated entirely to digital equality.

Dividend Policy and Payments

From 2021 onwards, the dividend payout has been set at 50% of reported net profit, after deduction of AT1 coupon payments and minority interests.

ABN AMRO to change payment fees

ABN AMRO’s will raise its fees for consumer and business payment products with effect from 1 January 2026. Clients will be informed about these changes from 3 October. The bank needs to raise these fees partly to enable ongoing investments in innovations that make banking safer and easier

Credit Ratings

Credit Ratings Credit rating agencies periodically review our creditworthiness and publish credit ratings for ABN AMRO Bank as well as for different classes of debt instruments. Credit ratings, reports and research are accessible in this section. ABN AMRO provides the press releases and credit research for information purposes only. ABN AMRO does not endorse Moody's Investor Services, Fitch Ratings, Standard & Poor's or DBRS Morningstar ratings or views and does not accept any responsibility for their accuracy. S&P Moody's Fitch DBRS (Unsolicited) Long Term Rating & Outlook A / Stable Aa3 / Stable A / Stable A(high) / Stable Short Term Rating A-1 P-1 F-1 R-1(middle) Instruments Long Term Deposit rating - Aa3 - A(high) Covered Bonds (CB) not rated Aaa AAA not rated Senior Preferred Bonds (SP) A Aa3 A+ A(high) Senior Non Preferred Bonds (SNP) BBB Baa1 A not rated Tier 2 Bonds (T2) BBB- Baa2 BBB+ A(low) Additional Tier 1 Bonds (AT1) not rated not rated BBB- not rated Latest Research Report 19 Dec 2024 02 Jun 2025 01 Oct 2025 26 Jun 2024 For older rating publications access the credit rating archive .

House prices in 2025 are soaring just like last year

Het kinderboek 'Ik begin'

‘First step’, a children’s book Hi, dear reader and listener! Welcome to our dedicated page about a special book: First step – Real stories about first steps. Did you know that for 1.6 million children in the Netherlands, activities like sports, arts, and culture are not a given? Unfortunately, not all children grow up having the same opportunities, but offering the right support can make a real difference. We at ABN AMRO have been committed to delivering positive, systemic change for years. That’s why for Children’s Book Week 2025, we and our partners are publishing First step: a children’s book featuring 15 inspiring, true stories from children and Dutch celebrities such as Jörgen Raymann, Edson da Graça and Sherida Spitse. They share the moments when they decided: I’m beginning! I’m going to do what I love most. Written by author Malou de Roy van Zuydewijn and brought to life with vibrant illustrations by Saša Ostoja, their personal stories show how a bit of extra support can make a real difference. First step isn’t just a book, it’s a reading and listening experience. The stories are available as an audiobook in Dutch – narrated by former 3FM DJ Sagid Carter – and as a printed version in Dutch, English, Turkish and Arabic. The special Reading and Listening Bookmark in the printed version allows you to place your telephone next to the illustrations and read the stories in your preferred language. This way, children, parents and guardians who don’t speak Dutch can enjoy the book together. This makes reading more accessible and brings everyone together. Want to read, listen to or order the book right away? Can’t wait to dive into all those stories? Scroll to the bottom of this page to read (in Dutch, English, Arabic or Turkish) or listen (only in Dutch) to First step online! If you’re a teacher looking to boost your pupils’ confidence, you can order the book for free for classroom use by filling in the form below.

Children’s Book Week and ABN AMRO launch free storybook and audiobook: ‘First step’

In the storybook and audiobook entitled ‘First step’, fifteen children and Dutch celebrities describe how a gentle nudge in the right direction changed their lives. In the Netherlands, an estimated 1.6 million children grow up in situations where activities like sports, arts, and culture are not a given*. ABN AMRO and its partners (which include Children’s Book Week) hope that the book will reach these children and inspire them to realise their dreams. The book generated such huge interest before its official launch that a second print run is under way and the book will soon be available in almost 300 Dutch schools.